Whether it is your child's education in the US, a property in London, or the conviction that wealth should not sit in one geography — Accrue helps resident Indian families invest abroad with a full open shelf, clear LRS planning, and twelve years of cross-border experience.
We start with where the money will be spent — and work backwards to the right vehicle, in the right market, in the right currency.
A $50,000 tuition today could cost significantly more in ten years. We plan in the destination currency, years before the first semester.
India is one economy. The world has many. US AI, Chinese EVs, gold miners — we seek the best ideas and find the vehicle.
Whether it's a flat in Dubai or a house in London — the down-payment needs to be built in the right currency, at the right pace.
Frequent travel, children settled abroad, medical tourism — a growing part of your spending is in foreign currency.
Whether it is education, property, retirement, or emigration — see what the goal costs in rupees after inflation and currency depreciation. Adjust assumptions to match your view.
Illustrative only. Assumes 5% annual cost inflation, 3% INR depreciation, 12% SIP return. Actual costs vary by institution, year, and market conditions. Accrue is a SEBI-registered distributor (ARN-162637) and does not provide investment advice.
FX data: RBI reference rates · Education costs: College Board, HESA, Dept of Education Australia · Updated April 2026
Your child's education in the US, a property in London, or the conviction that wealth should not sit in one geography. We identify the currency, the goal, and the vehicle.
Whether you want us to manage it, guide you through it, or hand you the keys — we have a route that fits.
Route 01
We recommend international mutual funds and ETFs aligned to your goal and currency. LRS-routed, TCS-aware. You approve, we execute.
Route 02
Access USD-denominated mutual funds at India's IFSC. No LRS needed, IFSCA-regulated, tax-efficient. Ideal for international exposure without remitting abroad.
Route 03
Open a US brokerage account through our partner and invest directly in US stocks and ETFs. You are the portfolio manager.
Goal first, currency second, vehicle third. We find the right route to the right market.
For illustration only. Accrue is a SEBI-registered distributor (ARN-162637). Investment decisions are always yours. LRS limit: $250,000/FY.
The same things that matter domestically matter even more when two countries, two tax systems, and two currencies are involved.
We are not tied to one AMC or one geography. The best product for your goal wins — always.
Indian equity, debt, hybrid, and international MFs across all major AMCs
USD-denominated MFs and AIFs at IFSC — Tata, Sundaram, Edelweiss & more
US, China, Japan, Korea, gold miners — full global access via feeder funds
Category I, II, III AIFs and portfolio management for qualified investors
Open a broking account and invest directly in US-listed stocks and ETFs
Bonds, capital gain bonds, FDs, and structured products across tenures
When one market underperforms, another leads. Diversification is not about chasing returns — it is about being present where growth happens next.
| Market | 1Y return | 3Y return | 5Y return |
|---|---|---|---|
| India (Nifty 50) | — | — | — |
| US (S&P 500) | — | — | — |
| China (CSI 300) | — | — | — |
| Japan (Nikkei 225) | — | — | — |
| Gold | — | — | — |
Returns are indicative, shown in local currency. Past performance does not guarantee future results. Accrue does not provide investment advice. SEBI Registered · ARN-162637.
No forms-first approach. We start by understanding your situation — geography, goals, currencies, family structure — and then build a view together.
A 30-minute call. Where do you live? Where does your money sit? What currencies do you earn and spend in? What are the goals? We listen first.
We consolidate your holdings across geographies, identify gaps, and map each goal to a currency and time horizon. You see the full picture — often for the first time.
We recommend products from our open shelf — mutual funds, GIFT City funds, international ETFs, AIFs. You approve. We execute. Reporting starts immediately.
No commitments. Tell us a little about yourself and we'll reach out within 24 hours.
Your information stays with us. Accrue Finvisor LLP · SEBI Registered · ARN 162637.
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