Your money in India, managed right.

You earn in dollars, dirhams, or pounds — but India remains home for your capital. Through GIFT City and direct routes, Accrue helps NRI families deploy into Indian markets with personalised attention, DTAA clarity, and twelve years of cross-border experience.

NRI investing in India
Your track

NRIs investing in India.

You earn in dollars, dirhams, or pounds — but India remains home for your capital. Through GIFT City and direct routes, we help you deploy into Indian markets without the paperwork headaches.

Indian professional overlooking Singapore skyline at dusk
NRI → INDIA

How NRI families invest through Accrue

  • GIFT City funds — no NRO/NRE hassle, USD-denominated
  • DTAA-optimised structuring across jurisdictions
  • Professional compliance and reporting for your CA
  • One relationship — we know your family, no rotation
  • Deep Indian market insight backed by 12+ years
INDIA → GLOBAL

How resident Indian families invest abroad through Accrue

  • Goal-mapped to the currency of consumption
  • US, China, Japan, Korea, gold miners — full shelf
  • LRS guidance and TCS-aware planning
  • Investing ideas first, geography second
  • ESG and values-aligned options available
Indian family at a university campus tour abroad
World map with glowing trade routes
Three routes

Choose how you want to invest.

Whether you want us to manage it, guide you through it, or hand you the keys — we have a route that fits.

Route 02

Managed — International MFs

We recommend international mutual funds and ETFs aligned to your goal and currency. LRS-routed, TCS-aware. You approve, we execute.

Best for: Resident Indian families

Min investment: ₹5,000 SIP onwards

Route 03

DIY — Direct US broking

Open a US brokerage account through our partner and invest directly in US stocks and ETFs. You are the portfolio manager.

Best for: Self-directed investors

Min investment: $1

NRI → India

How NRI families invest in India through Accrue.

Three vehicles, one partner. Your capital reaches Indian markets without the paperwork headaches.

NRI Family
$, £, AED, SGD
Accrue
Open shelf
GIFT City Funds
Mutual Funds
AIF / PMS
Indian EquityNifty · Small-cap · Mid-cap · Thematic
Indian DebtDebt MFs · Corporate bonds · 54EC
AlternativesStartups · Private credit · RE AIFs
No NRO/NRE hasslevia GIFT City route
DTAA-optimisedwith 3rd-party tax experts
USD denominated11 currencies at GIFT City
CA-ready reportingcompliance docs included
Indian Infra Banking Small-caps Private Credit Startups Shariah-aligned

For illustration only. Accrue is a SEBI-registered distributor (ARN-162637). Investment decisions are always yours.

For NRI families

GIFT City — India's gateway, built for you.

GIFT City Gujarat aerial view — modern financial district

India's IFSC at GIFT City, Gujarat, is regulated by IFSCA — a single regulator with the powers of SEBI, RBI, IRDAI, and PFRDA combined. No NRO/NRE complications, no PAN requirement for foreign investors, USD-denominated transactions throughout.

We have been active in GIFT City since inception. It works. Our families invest through it.

Download our GIFT City guide ↓

01

Single regulator

IFSCA combines four domestic regulators. Faster approvals, clearer rules.

02

Tax advantage

No STT, no GST on IFSC transactions. Concessional capital gains. Tax holiday to March 2030.

03

Full convertibility

11 currencies permitted. Invest, redeem, and repatriate in USD — no conversion friction.

04

Global fund houses

Tata, Sundaram, Edelweiss, and 100+ registered entities. MFs, AIFs, ETFs.

What we bring

Why families choose Accrue for cross-border wealth.

The same things that matter domestically matter even more when two countries, two tax systems, and two currencies are involved.

We know you
We take the time to understand your family — your goals, your concerns, your values. No rotating RMs, no starting over. One relationship, built over years.
Open shelf
We are not tied to one AMC. Full access to mutual funds, AIFs, PMS, GIFT City funds, and international vehicles. The best product wins.
Compliance
Clean reporting that your CA can use directly. DTAA awareness across jurisdictions. Foreign asset disclosure support. No loose ends.
Values-aligned
ESG, Shariah-compliant, or sector-exclusion mandates — if your family has investment values, we respect and implement them.
Technology
Portfolio dashboards, consolidated reports across geographies, and digital onboarding. Institutional-grade infrastructure.
Investing ideas
Wealth is meant to grow. We look for vehicles that can grow it — US AI, Chinese EVs, gold miners, Indian small-caps. The idea comes first.
Two professionals in a warm conversation across a desk
Open shelf

What you can access through Accrue.

We are not tied to one AMC or one geography. The best product for your goal wins — always.

Mutual funds

Indian equity, debt, hybrid, and international MFs across all major AMCs

GIFT City funds

USD-denominated MFs and AIFs at IFSC — Tata, Sundaram, Edelweiss & more

International ETFs

US, China, Japan, Korea, gold miners — full global access via feeder funds

AIFs & PMS

Category I, II, III AIFs and portfolio management for qualified investors

Direct US stocks

Open a broking account and invest directly in US-listed stocks and ETFs

Fixed income

Bonds, capital gain bonds, FDs, and structured products across tenures

The case for going global

Markets move in different cycles.

When one market underperforms, another leads. Diversification is not about chasing returns — it is about being present where growth happens next.

Market1Y return3Y return5Y return
India (Nifty 50)
US (S&P 500)
China (CSI 300)
Japan (Nikkei 225)
Gold

Returns are indicative, shown in local currency. Past performance does not guarantee future results. Accrue does not provide investment advice. SEBI Registered · ARN-162637.

Getting started

Three conversations. That's it.

No forms-first approach. We start by understanding your situation — geography, goals, currencies, family structure — and then build a view together.

01

Discovery

A 30-minute call. Where do you live? Where does your money sit? What currencies do you earn and spend in? What are the goals? We listen first.

02

Portfolio view

We consolidate your holdings across geographies, identify gaps, and map each goal to a currency and time horizon. You see the full picture — often for the first time.

03

Execution

We recommend products from our open shelf — mutual funds, GIFT City funds, international ETFs, AIFs. You approve. We execute. Reporting starts immediately.

Open notebook with fountain pen on a wooden desk
Common questions

Frequently asked.

I'm an NRI — can I invest in Indian mutual funds directly?

+
Yes, but it involves NRE/NRO accounts, KYC with each AMC, FEMA compliance, and repatriation rules. Many NRIs find GIFT City funds simpler — USD-denominated, IFSCA-regulated, no NRO/NRE route required. We help you choose the right path.

What is GIFT City and why should I care?

+
India's International Financial Services Centre in Gujarat, regulated by IFSCA. Concessional tax rates, no STT or GST, full currency convertibility across 11 currencies, dispute resolution via the Singapore Arbitration Centre. Tax holiday extended to March 2030.

Is Accrue an advisor or a distributor?

+
Accrue is a SEBI-registered mutual fund distributor (ARN-162637), not a registered investment advisor. We distribute products across an open shelf and help you understand options — but investment decisions are always yours.

What does DTAA mean for my investments?

+
Double Taxation Avoidance Agreements prevent the same income from being taxed in both India and your country of residence. Specifics vary by country. We structure investments to benefit from the applicable DTAA and provide reporting your CA can use directly.

I live in the US — are there any restrictions on investing in India?

+
US-based NRIs face additional compliance requirements including FATCA reporting and restrictions on certain fund categories. GIFT City funds are generally more accessible for US NRIs than direct Indian mutual funds. We help you navigate the specific rules for your jurisdiction.

How does repatriation work?

+
For GIFT City investments, repatriation is straightforward — your money stays in foreign currency throughout. For NRE-routed mutual fund investments, redemption proceeds can be repatriated freely. NRO-routed investments have an annual repatriation limit of $1 million. We structure your portfolio with repatriation flexibility in mind from day one.
Get started

Start a conversation.

No commitments. Tell us a little about yourself and we'll reach out within 24 hours.

Your information stays with us. Accrue Finvisor LLP · SEBI Registered · ARN 162637.

Regulated · Independent · Open Architecture

2019
Founded · Delhi
100+
Indian pincodes served
10+
Countries · NRI families
SEBI
Registered distributor · ARN 162637

Start a conversation

Tell us how we can help.

Share a few details. We respond thoughtfully, usually within 48 business hours.

Thank you. We have received your note and will respond thoughtfully, usually within 48 business hours.

Read once. Held in confidence. Not shared with anyone.